Editorial Policy

43dots exists to explain money in India clearly and honestly. Here is how we work.

How we research and write

Every guide and news piece is researched against primary sources: the Reserve Bank of India, the credit bureaus, and the official pages of banks and NBFCs. We write in plain language, use concrete rupee figures, and put the direct answer first. The 43dots editorial team reviews each piece for accuracy before it is published.

Independence

Our editorial decisions are our own. We do not accept payment to give a product a better review or a higher ranking. When a guide includes an affiliate link or the site shows ads, that never changes what we write. See our disclaimer for the full advertising disclosure.

Accuracy and corrections

Rates, fees, and rules change often. We date our content and update it when things change. If you spot an error, email hello@43dots.com with the page and the problem, and we will review and correct confirmed mistakes quickly.

Not financial advice

Our content is general education, not advice for your personal situation. Always confirm current terms with the lender or bureau, and speak to a licensed adviser for decisions specific to you.