Banking

Checking, savings, and high-yield accounts explained, including fees worth avoiding and rates worth chasing.

6 money jobs ranked by what they pay per hour of your time Six money tasks ranked by dollars earned per hour of effort. Worked from FDIC, Federal Reserve, IRS and CFPB figures, with the math shown. Teja Pagidimarri · August 11, 2026 · 11 min read

How much emergency fund do you actually need? Emergency funds are sized in months of essential expenses, not income. See the math on a real budget, what changes the number, and where the money should sit. Teja Pagidimarri · August 5, 2026 · 4 min read

High-yield savings vs a big-bank account: what the gap is worth Moving $10,000 from a 0.01% checking account to a 4.40% high-yield savings account earns about $439 more a year. Here is how APY works and what to check. Teja Pagidimarri · August 4, 2026 · 5 min read

The bank fees worth avoiding, and the settings that stop them A $35 overdraft on a $12 purchase is a 292% charge. Here are the fees worth attention, the settings that switch them off, and how to get one refunded. Teja Pagidimarri · August 4, 2026 · 5 min read