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CIBIL & Credit Score

Everything about your CIBIL score: what the number means, how it is built, and how to move it, including when it is low.

CIBIL & Credit Score

Minimum CIBIL Score for a Personal Loan in 2026

Most banks want a CIBIL score of 750 for a personal loan, but many NBFCs approve from 650 to 700 at higher rates. Here is the lender-by-lender picture for 2026.

10 July 2026 5 min read
CIBIL & Credit Score

CIBIL Score Range Explained: 300 to 900 and What Each Band Means

Your CIBIL score runs from 300 to 900. Here is what the Poor, Average, Good, and Excellent bands mean for loan approval and the interest rate you are offered.

9 July 2026 6 min read